Disclaimer

The statements and opinions in the material contained on this Web site and any Planning for Prosperity publications and materials which may be accessed from this Web site are without warranties of any kind.  Planning for Prosperity has used reasonable care and skill in compiling the content of this Web site.  However, Planning for Prosperity, it’s employees, and content providers make no warranty as to the accuracy or completeness of any information on this Web site and accept no responsibility or liability for any inaccuracy or errors and omissions, or for any damage or injury to persons or property arising out of the accessing or use of any files, software and other materials, instructions, methods or ideas contained on this Web site or in the Planning for Prosperity publications and material accessed from it.  

Information found here is only a brief summary of developments in the financial planning market place and is provided for general informational and educational purposes only.  Such planning can be made even more difficult due to the inevitable changes in our personal circumstances and the ever-changing rules and regulations surrounding this field.  The information herein is subject to change due to these possible legal modifications.  The examples provided throughout this book series are hypothetical in nature and are intended for informational purposes only.  They reflect our opinions and are subject to our own limitations.  These opinions are not intended to provide specific advice and should not be construed as recommendations for any individual.  This book series is published with the understanding that the authors are not engaged in the rendering of legal or tax services.  The services of competent legal and tax professionals should be sought prior to executing any strategy.  Please remember that financial and investment decisions should be based on an individual’s goals, time horizon and tolerance for risk.

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Any opinions expressed are not the opinion or view of American Portfolios Financial Services, Inc.  (APFS) or American Portfolios Advisors, Inc.  (APA) or Madison Wealth Managers, LLC and have not been reviewed by the firm for completeness or accuracy.  These opinions are subject to change at any time without notice.  The contents are provided for informational purposes only.  Information has been obtained from sources believed to be reliable.  The information should not be construed as a recommendation or solicitation.  Investors must make their own determination as to the appropriateness of an investment or strategy based on their specific investment objectives, financial status and risk tolerance.  Investments involve risk including the potential loss of principle.  Neither APFS nor its representatives provide tax, legal or accounting advice.  Please consult your own tax, legal or accounting professional before making any decisions.  Please consult with services of law and tax professionals prior to executing any strategy or making any decisions.